What is it that keeps you up at night? We’re here to help put your mind at ease.

Designing your financial road map

  • Do you have a financial road map that gives you the confidence that you can live the lifestyle you desire for the rest of your life?
  • Have you made sufficient provisions to cover expenses that will arise if your ability to live independently is compromised?
  • Are you confident you will be able to leave generous inheritances for those nearest and dearest to you?

Growing your wealth steadily to meet your goals

  • Are you satisfied that your savings are being invested in accordance with your objectives, risk tolerance, and time horizon?
  • Are you confident that your portfolio is well diversified and invested prudently in high-quality investments?
  • Do you have any concerns about providing for your family if you should become incapacitated.

Anticipating and mitigating large financial risks

  • Do you worry about large swings in the markets causing the value of your investments to fluctuate?
  • Do you lie awake at night wondering about what would happen to your family or your business if your capacity to earn income became compromised?
  • Are you sufficiently protected if something happened to one of your business partners?

Keeping more of what you earn

  • Have you organized your income to be received in a way that minimizes your family tax burden?
  • Has your portfolio been structured to generate tax-efficient income?
  • Are you confident that you have taken all of the steps possible to minimize your taxes, likely your single largest annual expense, during your lifetime and upon your death?
  • Are you satisfied that there is sufficient liquidity in your estate to pay the taxes due on death, without having to liquidate assets at an inopportune time?

Passing your wealth onto the next generation

  • Are you confident that your beneficiaries will not lose their inheritance by making a big financial mistake?
  • Are you concerned that half of your children’s inheritance could go to their spouse should their marriage break down?
  • Are you worried that your family’s relationships may be adversely impacted by you naming one of your children as executor?

From our clients

You realize it is almost 20 years ago that you offered your services. It was the best decision we ever made to transfer over to you – I have slept like a rock every night since. By using your services it has enabled us to travel and see things we never thought possible. In other words, you made our dreams come true. Thank you ever so much.

–Michael P., Retired BMO Senior Manager, Client of Chetan Wealth Management since 2003 People Like You